About Pactum

Joscha has spent the last 15+ years in the automotive and financial industry in various roles and countries. His professional career began with Porsche in Stuttgart and lead to the UK, US and Switzerland. His last position with Porsche being Director of Sales for Switzerland. In 2016, Joscha founded the asset manager that was to become Pactum.

Nadja is an accomplished Executive Assistant with over 10 years of experience handling a wide range of functions for upper and lower level Executives / Senior Management Teams in a variety of industries including banking.

Mark has been a business lawyer in Zurich since 1996 with a specialised focus on financial markets, investment funds, real estate and capital markets. In 2004 he became a recognized representative of issuers at SIX Swiss Exchange and has been partner of a law firm (head of the banking department), served as executive board member of the Swiss Bankers Association SBA and a member of the expert committees of business associations such as economiesuisse and SFAMA.

Thomas has more than 5 years’ experience in corporate finance and corporate development. Before joining Pactum, Thomas acted as a Manager in the Deal Advisory department of KPMG Switzerland. Being French and German, he speaks fluently French, German and English. He has completed his Bachelor’s and Master’s degree in Business Administration at Paris-Dauphine University.

Anna is a marketing and organisation expert with more than 15 years experience. Her passion lies with high quality products and services. Hence, she has worked in various industries such as FMCG, sports and automotive across Europe. Her strong background covers brand marketing, strategy, dialog marketing, CRM, and events.

Rick started his career in the early 90’s trading Government bonds at Salomon Brothers straight from Oxford University. After having spent time heading trading desks throughout the ‘90s in London and a stint running one of the largest UK Gilt trading funds in the World, he then moved to Switzerland and launched his own hedge fund. Eight successful years later with the fund having peaked with over $15bn of fixed-income exposure he switched his focus to the asset-backed space where he was instrumental in the design of the first receivables securitisation under the new ESA regulation. Bringing nearly 30 years of funding and money-markets expertise to the team, Rick heads up product design and investment management at Pactum.

Mike is a CFA charter holder with more than 15 years’ experience in asset management. His career began in London where he worked for GAM as Research Manager for their hedge funds and alternatives business. Mike has worked in Switzerland for the last 12 years covering hedge fund, private equity, private debt, and project finance strategies.

Derek has wealth of experience and expertise understanding financial instruments, operational procedures, as well as risk and compliance in portfolio management. His ability to adapt to a constantly evolving and ever-changing regulatory and operational environment significantly supports Pactum in structuring and managing its asset management operations.

Margaret is a motivated and energetic legal professional with over 15 years of experience instructured legal transaction management and documentation. She provides a wealth of knowledge in structural products and debt markets. 

Previously, she worked with multinational investment banks and financial services companies. She is skilled in transaction management, negotiations, and drafting, editing, interpreting andadvising on various legal agreements. 

She enjoys new challenges, interacting with others and expanding industry knowledge. 

Benedikt is a seasoned investment advisor and relationship manager with lengthy experience in the financial market. Previously a partner at Strategic Swiss Partners, a leading management and financial advisory firm focused on private equity and M&A transactions and prior to that, Benedikt was a member of the board and business development manager of the ATP Swiss Indoors Basel.

Raphael has more than 10 years’ experience in the financial industry. His career took him through several departments in IT, compliance, and digitalisation at Credit Suisse. Most recently, he implemented new technologies as a project manager. At the same time, he completed his Bachelor’s degree in Business Administration with a focus in Banking & Finance at Zurich School of Economics.

Peter has spent the past 25+ years in the information and communication industry. He was also the co-founder of several successful start-ups in the big data and IT-infrastructure arenas before in 2018 focussing on asset-backed lending solutions.

Anastasija is an accomplished Executive Assistant with over 5 years of experience handling a wide range of functions for upper and lower level Executives in a variety of industries including law, finance and real estate. She is also fluent in 6 languages. Due to her passion for languages and traveling, she had the opportunity to travel the world for 3 years as a Cabin Crew Member for Edelweiss Air AG and was able to develop excellent interpersonal skills.

Thorsten is the Swiss Finance Institute Professor for Financial Market Economics at the University of Zurich. He studied in Bonn and Paris and holds professorships in Bergen, Norway, and Lucerne, Switzerland. His research fields are Behavioral and Evolutionary Finance.

He is a founding partner of Behavioral Finance Solutions GmbH, BhFS, a spin-off company from the Universities of Zurich and Sankt Gallen and Swiss Fintech Innovations, an association of the banking and insurance industry in Switzerland.

His consulting experience includes applications of behavioral finance in private banking and evolutionary finance in asset management.

After several years on the board of directors of Südwestbank AG in Stuttgart, Bankhaus Bauer AG and the Stuttgarter Bank, Wolfgang has been an independent business consultant/developer and honorary consul of the Grand Duchy of Luxembourg since 2019. He is chairman of the supervisory board of Concept AG in Stuttgart and a member of the supervisory board of Maschinenfabrik Berthold Hermle AG in Gosheim and SALytic AG, Cologne.

He studied in Nürnberg and at the University of Washington in Seattle and holds professorships at the University of Leipzig.

His consulting experience includes strategy and risk controlling in the trading sector and asset management, balance sheet structure management, supervision of supervisory and administrative board mandates of medium-sized industrial companies in various sectors as well as corporate development and risk management.

As an independent Senior Advisor & Sparring Partner, Hans has been successfully accompanying medium-sized to large multinational companies for over 30 years.

His focus is on business model innovation and performance improvement. He started his career in the mechanical and electrical engineering industry in the areas of production and development.

He then headed the marketing, sales and technical support of a large computer retailer in Switzerland before joining KPMG where he was responsible for industrial and IT projects.

He helped build up the EMBA in SCM at the ETHZ and was chairman for many years.

Teresa’s career began in the family business and led her through stations at the Frankfurter Allgemeine Zeitung, Arthur Andersen and IBM Storage Solutions Marketing USA. Since 2000, she has been running her own company, T.V.T swissconsult gmbh, which advises companies of all sizes and industries in the areas of innovation, product and service development as well as implementation in design. In addition, she teaches innovation management as a lecturer at the HSLU and the ZHAW in CAS and MAS courses. In January 2012 Mandl was awarded the title of “Business Newcomer of the Year” by the Swiss magazine “Women in Business”. She is also an award winner and member of the GenerationCEO network of female managers.

Tecla is a seasoned general manager with 25 years of entrepreneurial experience in Financial Services and Technology.