INVESTMENT SOLUTIONS

Our Pactum Corporate Capital Fund (PCCF) is open to qualified investors.
For a direct exchange, please use our contact form.

Asset-Based Lending

Pactum finances account receivables and payables of successful European companies. Working capital finance offers a low correlation to other asset classes while combining superior returns with a short underlying duration.

Working capital finance as an alternative fixed income investment.

Collateral

Our receivables purchase programs are always overcollateralized.

Diversification

All our investments are diversified in multiple dimensions; by currency, geography, size or industry sector.

Liquidity

Short underlying duration allows us to offer attractive liquidity terms.

Investment solutions

Pactum offers an insured, asset-backed source of uncorrelated returns in the private debt markets. With our strong team of investment experts and partnerships built with some of the biggest names in the market including Amicorp/TMF and Clifford Chance, we provide unique solutions combining innovation and quality.

Business procedures

All investments are insured against default by one of our major European insurance company partners (COFACE, Euler Hermes or Atradius).

  • Sellers are individually onboarded
  • All obligors are cross-referenced with insurer’s ratings before any invoice purchase
  • In-depth criteria check to ensure a diversified and protected portfolio
  • Ongoing monitoring and sampling of invoices and obligors
  • Professional debt collection

We focus on working capital solutions for industry leaders and investors in Europe. We purchase account receivables and payables from some of the biggest European brand names and work closely with our partners to provide value by turning tailored working capital financing solutions into innovative investment opportunities.

In today’s market many successful companies can benefit from the additional liquidity offered by a working capital facility, especially those companies looking to expand organically or via acquisition.

All receivables are purchased on a rolling basis into SPVs where they are actively managed by our team in collaboration with external partners. The entire process is highly automatized and uses an industry-standard software solution.