Businesses and communities face many financial challenges in today’s rapidly changing economy. Whether managing cash flow, adapting to market fluctuations, or dealing with unexpected expenses,

Working capital finance is essential for companies to ensure that they can stay liquid and grow their business. In recent years, several trends and developments

Small and medium-sized enterprises (SMEs) are a key driver of economic growth and prosperity in many countries, playing a crucial role in job creation, innovation,

Whilst Pactum worked very closely with the great guys and girls at Credit Suisse in our early days, loss of investor confidence in CS post

Businesses’ financial stability has a ripple effect that extends far beyond their immediate operations. When companies can manage their finances effectively, they are better equipped

At Pactum, we are on a mission to ignite growth and unleash companies’ full potential. Our passion for supporting businesses extends beyond Switzerland and into

In the world of finance, Switzerland has long been known for its stability and reliability. However, in recent years, a new wave of alternative finance

Expertise: You either earn it, or you hire it. Simple.   With over 30 years in the short-dated Fixed Income bond and funding markets, I know

It is clear if you look at the recovery in the markets over the past few weeks that sentiment has changed. But for the man-in-the-street

Our analysis of financing instruments included a wide range of indicators. For example, we looked at the expected development of turnover and the number of

The investment team at Pactum have a proud record: with over ten years of fund management track record behind them, no investor has ever taken

BCR’s Alternative Finance & Receivables Forum has been tracking the revolution in receivables and invoice finance since 2014. This November, it takes place in London

For about two-thirds of the larger SMEs, at least one alternative form of financing is relevant. The largest share is found in industry, followed by

Like Switzerland, SMEs in the euro area provide around 70 percent of jobs. We compare the present Swiss survey data with the European survey conducted

2022 has proved that diversification is key in portfolio management. Private debt is the interest and credit-related twin of private equity. Both have a history

The financing structure of Swiss SMEs changed significantly in 2021 compared to the situation in 2016. The share of SMEs with bank financing has remained

The economic outlook right now is divided between the US and the rest of the world, particularly in Europe, which makes the investment landscape especially

In collaboration with the Institute of Financial Services Zug IFZ at the Lucerne University of Applied Sciences and Arts, Pactum has studied the financing of

In a strongly developing market environment, Pactum gives itself a new structure and adjusts its management and Board of Directors. In Pactum’s next phase co-founder

Now is the time of year when commentators like to make predictions then hope vehemently that no-one looks back to them in 12 months. Either

Investors can expect to be asked by their Credit Committees to explain how an investment in the Pactum Corporate Capital Fund differs from the Greensill/Credit

“If inflation was measured the same way as the 1970s, 2021 inflation would be as high as back then.” This quote from an esteemed financial

We are proud that Bilanz Magazine reported about Pactum in the current issue and would like to share the article “Risk under Control” with you.

Liquidity is a key component in and predictor of the financial and economic cycles that cause asset price swings, movements in interest rates and changes

Profitable and sustainable growth is a universal business objective. Companies often see potential growth opportunities that they cannot realise due to the limited availability of

The raft of techniques to release working capital on a company’s balance sheet have proliferated and with it the innovative ways that banks and lenders

Pactum AG announced its decision to become a signatory to the United Nations-supported Principles for Responsible Investment (PRI). The PRI is recognised as the leading

At Pactum, we believe in a balanced scorecard approach when it comes to our performance. The most important performance indicator is our clients’ satisfaction. We

Sh*t has hit the fan. This saying summarizes 2020 quite well in many regards. We don’t want to repeat everything that was said about macro-economics,

The year 2020 is coming to an end. At the same time, it will go down in history as a year of great uncertainty. Even

We live in special times. The world’s population has never had a better living standard than today. Nevertheless, there is general uncertainty. Global crises dominate

Our Pactum Corporate Finance Fund (PCCF) is special. Therefore, it is important to understand how it differs from other products in the marketplace. In a

Providing investors access to attractive returns from working capital finance with minimum risk ZURICH, Switzerland; 8 October 2020 Pactum AG, a FINMA regulated asset manager

(NZZ, 10.09.2020) Parts of the economy seem to have largely decoupled. Has the coin split? With the two sides of the coin being the real

The world is changing In finance, the ground under your feet is always changing and the dangers of standing still can often be catastrophic. We

Compliance may still annoy many entrepreneurs. Compliance costs money, generates costs, and is possibly still somewhat unfamiliar to some asset managers. Nevertheless, we love compliance

The global pandemic and the associated lockdown have left a negative mark on almost all companies: financially, staff-wise and operationally with interrupted supply chains. The

More than ever, a company’s greatest asset is the team. The same applies to Pactum and its growing team of experts. Our clear focus enables

We live in turbulent times. For many companies, 2020 started with a positive outlook and solid liquidity buffers. Now, the expectations of most CFOs about

The board of directors carries special responsibilities in times of crisis. Following the paper of our colleagues at Schellenberg Wittmer, we would like to share

The world is changing. Business is change. Pactum sees opportunities in this. The asset manager offers working capital finance solutions across various industries. One of

Pactum continues to deliver to promise. On the one hand, we offer Europe’s leading brands attractive financing solutions – independent from external shocks like the

Switzerland is very successful in many areas thanks to possessing a unique combination of international orientation and national virtues. This is impressively demonstrated by the

Conservative, fixed income investments are in strong demand. Yields and premiums for investment grade investments have reached historic lows, but investors are stepping up their

Pactum helps to optimize risk management Pactum AG offers tailored financing solutions for large corporations. One client, a European industry leader, is working with Pactum

Pactum supports tackling today’s challenges and improving the balance sheet Today’s reality is shaped by increased uncertainty. Political, economic, social. The speed of change has

Pactum helps to increase growth rate to more than 15% p.a. Certain business models require a constantly high level of financing due to business specific

Working capital finance supports the growth course of successful corporations Even the most successful and fast-growing corporations can benefit from additional financial resources. However, in

Pactum enables mergers and acquisition Often corporations see potential growth opportunities that they can’t realize due to the limited availability of liquidity. A Pactum AG

Pactum launches the first major financing program together with a major Swiss bank Pactum AG is expanding its program of working capital finance. Having forged

Pactum supports German manufacturing champion The client: A “hidden world champion” with high technical expertise and more than 70% global market share. The solution Working

Zurich, September 1, 2019 – Higher returns and constant cash-flows make private debt a worthwhile asset class Any discussion about the benefits of asset classes

Zurich, August 18, 2019 – Pactum AG offers innovative investment solutions in private debt. With the approval of the Swiss Financial Market Supervisory Authority, the