NEWS
Next Generation: Securing the Future of Businesses and Communities through Working Capital Solutions
Businesses and communities face many financial challenges in today’s rapidly changing economy. Whether managing cash flow, adapting to market fluctuations, or dealing with unexpected expenses,
The future of working capital finance: trends and developments
Working capital finance is essential for companies to ensure that they can stay liquid and grow their business. In recent years, several trends and developments
The Importance of Financial Freedom for SME Growth
Small and medium-sized enterprises (SMEs) are a key driver of economic growth and prosperity in many countries, playing a crucial role in job creation, innovation,
Rick’s note on Credit Suisse situation
Whilst Pactum worked very closely with the great guys and girls at Credit Suisse in our early days, loss of investor confidence in CS post
The Ripple Effect: The Multiplicative Benefits of Working Capital Solutions for Individuals, Communities, and Society as a Whole
Businesses’ financial stability has a ripple effect that extends far beyond their immediate operations. When companies can manage their finances effectively, they are better equipped
Unlocking potential and realizing dreams
At Pactum, we are on a mission to ignite growth and unleash companies’ full potential. Our passion for supporting businesses extends beyond Switzerland and into
Alternative finance in Switzerland: Unleashing the potential of innovation and growth
In the world of finance, Switzerland has long been known for its stability and reliability. However, in recent years, a new wave of alternative finance
Rick on: Expertise
Expertise: You either earn it, or you hire it. Simple. With over 30 years in the short-dated Fixed Income bond and funding markets, I know
Rick On: Changing Market Sentiment, Crypto, Snow and 2023…
It is clear if you look at the recovery in the markets over the past few weeks that sentiment has changed. But for the man-in-the-street
The popularity of alternative financing options for SMEs
Our analysis of financing instruments included a wide range of indicators. For example, we looked at the expected development of turnover and the number of
Investment Team: The people and work behind the numbers
The investment team at Pactum have a proud record: with over ten years of fund management track record behind them, no investor has ever taken
The 8th Annual Alternative & Receivables Finance Forum in London
BCR’s Alternative Finance & Receivables Forum has been tracking the revolution in receivables and invoice finance since 2014. This November, it takes place in London
Distribution of the use of alternative financing options by industry
For about two-thirds of the larger SMEs, at least one alternative form of financing is relevant. The largest share is found in industry, followed by
Supplier credit and factoring are much more widespread in the EU than in Switzerland
Like Switzerland, SMEs in the euro area provide around 70 percent of jobs. We compare the present Swiss survey data with the European survey conducted
Key Arguments for Private Debt
2022 has proved that diversification is key in portfolio management. Private debt is the interest and credit-related twin of private equity. Both have a history
Alternative forms of financing with solid growth
The financing structure of Swiss SMEs changed significantly in 2021 compared to the situation in 2016. The share of SMEs with bank financing has remained
A Game of 2 Halves
The economic outlook right now is divided between the US and the rest of the world, particularly in Europe, which makes the investment landscape especially
SMEs are turning to alternative forms of finance
In collaboration with the Institute of Financial Services Zug IFZ at the Lucerne University of Applied Sciences and Arts, Pactum has studied the financing of
Pactum enters the next phase
In a strongly developing market environment, Pactum gives itself a new structure and adjusts its management and Board of Directors. In Pactum’s next phase co-founder
What to expect in 2022
Now is the time of year when commentators like to make predictions then hope vehemently that no-one looks back to them in 12 months. Either
Why we are not Greensill
Investors can expect to be asked by their Credit Committees to explain how an investment in the Pactum Corporate Capital Fund differs from the Greensill/Credit
Our sight on the current economics
“If inflation was measured the same way as the 1970s, 2021 inflation would be as high as back then.” This quote from an esteemed financial
Risk under control?
We are proud that Bilanz Magazine reported about Pactum in the current issue and would like to share the article “Risk under Control” with you.
Gathering storms?
Liquidity is a key component in and predictor of the financial and economic cycles that cause asset price swings, movements in interest rates and changes
Room for growth?
Profitable and sustainable growth is a universal business objective. Companies often see potential growth opportunities that they cannot realise due to the limited availability of
Working Capital Finance – A New Asset Class?
The raft of techniques to release working capital on a company’s balance sheet have proliferated and with it the innovative ways that banks and lenders
Principles for Responsible Investment
Pactum AG announced its decision to become a signatory to the United Nations-supported Principles for Responsible Investment (PRI). The PRI is recognised as the leading
How do we measure our success?
At Pactum, we believe in a balanced scorecard approach when it comes to our performance. The most important performance indicator is our clients’ satisfaction. We
Pactum Review 2020
Sh*t has hit the fan. This saying summarizes 2020 quite well in many regards. We don’t want to repeat everything that was said about macro-economics,
A True Win-Win-Solution through Receivables Financing
The year 2020 is coming to an end. At the same time, it will go down in history as a year of great uncertainty. Even
Innovation & Sustainability
We live in special times. The world’s population has never had a better living standard than today. Nevertheless, there is general uncertainty. Global crises dominate
Working capital finance as competitive strength
Our Pactum Corporate Finance Fund (PCCF) is special. Therefore, it is important to understand how it differs from other products in the marketplace. In a
Pactum AG launches its European Pactum Corporate Capital Fund
Providing investors access to attractive returns from working capital finance with minimum risk ZURICH, Switzerland; 8 October 2020 Pactum AG, a FINMA regulated asset manager
Growth and innovation instead of negative interest rates – a test of strength?
(NZZ, 10.09.2020) Parts of the economy seem to have largely decoupled. Has the coin split? With the two sides of the coin being the real
Operational Challenges in Finance
The world is changing In finance, the ground under your feet is always changing and the dangers of standing still can often be catastrophic. We
Compliance strengthens entrepreneurship
Compliance may still annoy many entrepreneurs. Compliance costs money, generates costs, and is possibly still somewhat unfamiliar to some asset managers. Nevertheless, we love compliance
Covid19 – A chance for a new beginning
The global pandemic and the associated lockdown have left a negative mark on almost all companies: financially, staff-wise and operationally with interrupted supply chains. The
New Advisory board
More than ever, a company’s greatest asset is the team. The same applies to Pactum and its growing team of experts. Our clear focus enables
Reconsider Working Capital
We live in turbulent times. For many companies, 2020 started with a positive outlook and solid liquidity buffers. Now, the expectations of most CFOs about
Leading through crisis
The board of directors carries special responsibilities in times of crisis. Following the paper of our colleagues at Schellenberg Wittmer, we would like to share
Alternative Finance in the Automotive Industry
The world is changing. Business is change. Pactum sees opportunities in this. The asset manager offers working capital finance solutions across various industries. One of
Stable investor returns
Pactum continues to deliver to promise. On the one hand, we offer Europe’s leading brands attractive financing solutions – independent from external shocks like the
Working capital finance market
Switzerland is very successful in many areas thanks to possessing a unique combination of international orientation and national virtues. This is impressively demonstrated by the
Income Investment Opportunity in Times of Market Turmoil
Conservative, fixed income investments are in strong demand. Yields and premiums for investment grade investments have reached historic lows, but investors are stepping up their
Optimizing risk exposure
Pactum helps to optimize risk management Pactum AG offers tailored financing solutions for large corporations. One client, a European industry leader, is working with Pactum
Strengthening balance sheet
Pactum supports tackling today’s challenges and improving the balance sheet Today’s reality is shaped by increased uncertainty. Political, economic, social. The speed of change has
Easing business specific time gaps
Pactum helps to increase growth rate to more than 15% p.a. Certain business models require a constantly high level of financing due to business specific
Working capital finance
Working capital finance supports the growth course of successful corporations Even the most successful and fast-growing corporations can benefit from additional financial resources. However, in
Enhancing growth by acquisition
Pactum enables mergers and acquisition Often corporations see potential growth opportunities that they can’t realize due to the limited availability of liquidity. A Pactum AG
Pactum launches European working capital finance program
Pactum launches the first major financing program together with a major Swiss bank Pactum AG is expanding its program of working capital finance. Having forged
Supporting organic growth
Pactum supports German manufacturing champion The client: A “hidden world champion” with high technical expertise and more than 70% global market share. The solution Working
Benefits and characteristics of private debt as an asset class
Zurich, September 1, 2019 – Higher returns and constant cash-flows make private debt a worthwhile asset class Any discussion about the benefits of asset classes
Pactum AG: specialized in asset-based investing and private debt
Zurich, August 18, 2019 – Pactum AG offers innovative investment solutions in private debt. With the approval of the Swiss Financial Market Supervisory Authority, the